Budgeting has never been accused of being fun. Yet, it is, and always will be, the most effective way to keep your financial life headed in the right direction. We play this trick in our minds when it comes to food. Since it’s food, it’s necessary, so we “write-off” the cost of food pretty easily. If you’re hungry and there are 16 fast foods places near you, it’s easy to justify a $6 meal. Food is necessary for sustaining life, sure, but it has become an extension of our lifestyle. Whether you eat tons of fresh produce or junk food, what and where you eat is a huge factor in determining the cost. Which is why budgeting is your saving grace.